As far as I recall, there really aren't any. I remember Penstock mentioning something depending on your choice to back the currency with stories or not. Besides that the only real differences ends up changing text here: <a rel="nofollow" class="external free" href="https://fallenlondon.wiki/wiki/Take_delivery_of_a_message_regarding_your_own_conduct">https://fallenlondon.wiki/wiki/Take_delivery_of_a_message_regarding_your_own_conduct</a>

Edit: And here: <a rel="nofollow" class="external free" href="https://fallenlondon.wiki/wiki/Ascertain_the_Creditor%27s_mood">https://fallenlondon.wiki/wiki/Ascertain_the_Creditor%27s_mood</a>