Midnighter

From Fallen London Wiki

When run as a Midnighter, you end up 1 CP shy of reaching level 3, so that would be... 5CP? If I've read it correctly, which I'm less than certain of ("2 change points, 1 more needed to reach level 3" with the bar filled from 0 to 2). Also matches being 1 CP lower than the conventional option as a Midnighter.