Decline the invitation (loitering)
From Fallen London Wiki
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From: Invited to Loiter
Action Cost: 0
It sounds like it would be most tedious.
Unlocked with 
Invited to Loiter [friend's name]
When Sent
Not right now
There are many more interesting calls on your time. Parties. Petty larceny. Sleeping.
Invited to Loiter [friend] (-1)- Your 'The Airs of Stillness' Quality has gone!
In Messages Tab
You will receive:
- You did not accept [friend's name]'s offer to loiter.
- You completed a Social Event: Invited to Loiter with [friend's name]
Your friend will receive:
[Your name] did not accept your invitation to loiter.
- Your 'The Airs of Stillness' Quality has gone!
